Ripple arranges with SEC while USDC is launching on XRP Ledger

The legal battle between Ripple and the American stock market watchdog SEC seems to end after almost five years. At the same time, Ripple is taking a big step in the expansion of his ecosystem through the introduction of the popular Stablecoin USDC on the XRP Ledger. These two developments together ensure renewed attention to the XRP course and the future of the Ripple network.

Settlement between Ripple and the SEC in sight

Ripple Labs and the American Securities and Exchange Commission (SEC) have a joint request submitted to a federal court in Manhattan to have a previously imposed judicial measure canceled. An amount of $ 125 million, currently in Escrow, would also be released.

According to the joint application, a proposed settlement has been reached in which Ripple pays $ 50 million as a fine to the SEC. The remaining amount of $ 75 million would then return to Ripple. This development marks an important moment in a dragging legal process that started with the accusation that Ripple would have sold unregistered effects through his XRP token.

The parties involved state that the proposed scheme is a fair solution that makes further legal steps superfluous. In the application, Ripple and the SEC emphasize that “exceptional circumstances” justify a change of the earlier judgment. For example, the cancellation of the imposed measure would be necessary to complete the agreement, to avoid long appeal procedures and to save judicial resources.

Influence on xrp rate and crypto regulation

The proposed settlement does not change the important judgment of July 2023, in which the court ruled that XRP sales to institutional investors were indeed contrary to the securities legislation. At the same time, the judge ruled that the broader sale of XRP to the general public did not fall under this legislation through fairs. This interpretation already gave a big boost to the XRP Koers And also remains unchanged under the new agreement.

Moreover, the recent turn fits within a broader strategy of the SEC, which seems to act less aggressively against crypto companies since the arrival of a new pipe. Earlier, lawsuits against Coinbase, Consensys and Kraken have been weakened or withdrawn.

If the court agrees with the request, the case will be referred from the Federal Court of Appeal to the district court. There, the funds can then be distributed according to the proposed conditions, with which the file can finally be closed.

USDC launched on the XRP Ledger

At the same time as the legal developments, Ripple announced that the Stablecoin USDC is now available on the XRP Ledger. This stablecoinpublished by Circle, with a market capitalization of more than $ 61 billion is the second largest in the world, after Tether’s USDT.

The launch of USDC on the XRP network makes it possible for users to move Feature Feature quickly and efficiently between different decentralized trade fairs via the so-called Auto-Bridging Feature. XRP acts as BrugValuta.

According to Markus Infanger, senior vice president at Ripplex, Stablecoins are an essential connection point between the traditional financial world and the crypto sector. “They are crucial for applications that revolve around usability and not merely speculation,” said Infanger.

Stablecoins and geopolitics

The introduction of USDC on XRPL comes at a time when Stablecoins are getting more and more geopolitics. Due to the link to US government bonds, these tokens serve not only as digital dollars, but also as a financing mechanism for the US government.

Now that countries such as China and other emerging economies are abandoning their American debt titles, interest rates and thus the costs for the US national debt, which are now $ 36 trillion. In that light, Stablecoins offer a way to maintain the demand for the dollar, which, according to some policy makers, is essential for maintaining the global dominance of the American currency.

During the Crypto Summit of the White House in March 2025, Minister of Finance Scott Bessent indicated that the development of Stablecoins has been exalted to top priority. He sees them as a way to strengthen the marketability of the dollar worldwide.

However, critics, including Bitcoin prominent Max Keiser, are skeptical. According to them, betting on Stablecoins is only a temporary solution for a fundamental problem: the ranning trust in fiat money. Keiser predicts that Stablecoins that are covered by gold will be preferred in the long term, because they are less sensitive to inflation and loss of value.

Teamwork of regulation and innovation

The simultaneous developments around the XRP price, the legal handling with the SEC and the technological expansion via USDC emphasize the dynamics in the cryptomarkt. Ripple is at a crossroads of regulation and innovation, and in the coming months will show whether these strategic steps translate into more adoption – and a more prominent position for XRP within the global financial ecosystem.